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I was thinking about applying for FHA loan, but the housing counselor advised me that it would better if I applied for SONYMA instead (to avoid paying the upfront FHA fee). If anyone has experiences with SONYMA to share that would be great. Is there any cons that I should know about?
I was looking at getting a SONYMA loan, but ended up getting a better rate on a conventional loan. Make sure you look at all loan options.
I don't have enough down payment, that's why I am looking at FHA and SONYMA.
then save some money and buy when you have 20%
@caonima - if you don't have anything constructive to contribute please refrain from commenting.
the most contructive comment is to save some money and buy when you have 20% , be responsible to yourself and the people and the nation