http://streeteasy.com/nyc/talk/discussion/31296-downpayment en-us 40 Most recent comments for Downpayment <p>Don't forget FHFA conforming loan limits: single family: $625,500; 2-family: $800,775; 3-family: $967,950; and 4-family: $1,202,925.</p> http://streeteasy.com/nyc/talk/discussion/31296-downpayment?comment_id=473595 http://streeteasy.com/nyc/talk/discussion/31296-downpayment?comment_id=473595 <p>for 3 family is one thing and for 4 family is something else. a 3 family is still Freddie/Fannie, 4 is not.</p> http://streeteasy.com/nyc/talk/discussion/31296-downpayment?comment_id=473512 http://streeteasy.com/nyc/talk/discussion/31296-downpayment?comment_id=473512 <p>Depends on the bank where you're getting your mortgage. These days most banks won't consider anything below 20%.</p> http://streeteasy.com/nyc/talk/discussion/31296-downpayment?comment_id=473488 http://streeteasy.com/nyc/talk/discussion/31296-downpayment?comment_id=473488 <p>what are the downpayment requirements for a 3 or 4 family? Someone was telling me that minimum 20%-25% is required for these, even if primary. If that's the case, then why not just buy as an investment property? What's the point of PMI?</p> http://streeteasy.com/nyc/talk/discussion/31296-downpayment?comment_id=473486 http://streeteasy.com/nyc/talk/discussion/31296-downpayment?comment_id=473486