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NYC Broker Fee Changes: What the FARE Act Means for Agents

On November 13, the New York City Council passed the Fairness in Apartment Rental Expenses (FARE) Act, with 42 out of 51 council members voting in favor of the bill. The bill — which requires landlords to pay broker fees if they hire an agent to advertise or market a rental unit instead of passing the fees on to tenants — is now with the Mayor for his review and approval.

StreetEasy® and Zillow® believe these changes will benefit all sides of the market and help make the NYC renting process more fair, accessible, and transparent.

It’s important to note that the FARE Act has not become law or gone into effect yet (see more on timing below). StreetEasy is committed to helping agents navigate policy shifts and continue to succeed in NYC’s evolving market, should these changes take effect.

In this article, we’ll explore what the FARE Act entails, when it could take effect, and how it could impact agents, renters, and the NYC market as a whole.

We will continue to update this article as more information becomes available, and a clearer timeline emerges for when the changes will go into effect.

Table of Contents

    What is the FARE Act?

    The FARE Act requires the party who hires the broker to pay the broker fee. Most of the time, the hiring party is the landlord, and in such cases, they can no longer force tenants to pay broker fees. It also requires landlords or their brokers to disclose and advertise any fees a tenant must pay on their rental listings and in rental agreements. If they don’t, they could risk a lawsuit or face penalties, including fines.

    The bill also states that renters can no longer be required to pay a broker fee as a condition of signing a lease agreement. That said, if a renter chooses to hire a broker to represent them, they’ll be responsible for paying that broker’s fee.

    When will the FARE Act go into effect?

    We will update this section as soon as a more exact timeline is known.

    As of this writing, the City Council has passed the FARE Act, but no changes have taken effect. If Mayor Adams signs the bill, the council overrides his veto, or 30 days passes without the mayor’s signature or veto, the FARE Act will become law and go into effect 180 days later. In any case, we can expect the changes to take effect in the summer of 2025.

    For now, agents can continue working with landlords and tenants as before, but should start thinking about changes they’ll need to make once the new legislation is in place.

    How will these changes impact NYC real estate agents?

    After the FARE Act goes into effect, if you’re a broker who’s been hired by a landlord, you’ll need to work directly with the landlord — not the renter — for payment. Keep in mind that renters can still hire you to represent them, and in those cases, you can require the renter to pay your fee.

    All listings, including your StreetEasy listings, will be required to clearly disclose any fees a tenant will be asked to pay to rent the property, including both upfront and recurring charges. Before a lease agreement is signed, the landlord or landlord’s agent must also provide an itemized written disclosure of any fees the tenant must pay to the landlord or any other person at the landlord’s direction, along with a short description of each fee.

    Why StreetEasy believes these changes are good for agents — and the NYC rental market at large

    We believe the FARE Act will positively impact the NYC rental market and all its participants, from agents to renters to landlords. The legislation is a step in the right direction toward increasing renter mobility and creating more transparency, affordability, and efficiency in the city’s housing market.

    In 2023, NYC’s rental vacancy rate was just 1.4%, the lowest in almost 60 years. And the housing shortage isn’t just impacting renters: 85% of rental agents say low inventory has impacted their business, according to a recent StreetEasy survey. By reducing tenants’ upfront costs, including broker fees, to move into a rental — which average $12,951, according to StreetEasy data — the FARE Act will help increase renter mobility. Tenants and rental properties will return to the market more frequently, creating more business opportunities for agents and a healthier rental market overall.

    The FARE Act will also create much-needed transparency and efficiency in the market. Agents can expect less back-and-forth communication due to ambiguity around broker fees, and have a clearer understanding of who’s responsible for paying them. The requirement to disclose fees upfront could also build greater trust between agents, renters, and landlords — all while helping landlords and agents connect with qualified renters, who will more easily understand whether they can afford a given unit.

    By lowering the financial barriers to moving within New York City, this legislation will unlock inventory for all industry participants while ensuring agents are paid fairly for their valuable work.

    What is StreetEasy doing to support agents and other industry partners?

    As the industry evolves due to the FARE Act, StreetEasy is here to provide agents with the support, tools, and resources they need to comply with new standards and succeed along the way. 

    Our listings will make compliance easier

    Disclosing all tenant fees upfront won’t be required until the bill becomes law and goes into effect next year. However, you can already outline all your one-time and recurring fees directly in your StreetEasy listing descriptions. This added transparency will help renters more easily understand what they can afford, and allow you to connect with informed, qualified tenants faster.

    As the FARE Act and its changes come into effect, we’ll continue to adjust the StreetEasy listing experience to meet agents’ needs under the latest market dynamics.

    We’re working toward policy changes to improve the NYC market

    StreetEasy and Zillow believe the FARE Act is just one step of many toward a more transparent, affordable, and efficient housing market. Here are other efforts we’re supporting to address NYC’s housing crisis:

    Lowering upfront costs: In addition to broker fee reform, StreetEasy and Zillow are collaborating with policymakers and advocates on policy and product solutions to help mitigate upfront costs, including:

    Increasing housing supply: As we aim to lower upfront costs and reduce friction in the process, there simply aren’t enough homes to meet demand — an issue hurting renters and agents alike. To alleviate the supply shortage, StreetEasy and Zillow are working with industry partners and housing affordability advocates to push for policy solutions such as:

    Reducing friction in the process: Even if we’re successful in lowering upfront costs and building more housing, friction still holds consumers and agents back. StreetEasy and Zillow are pushing to remove or reduce this friction by:

    Our efforts in these areas include partnering with fair housing advocates such as the Fair Housing Justice Center, Enterprise Community Partners, and the Center for NYC Neighborhoods (CNYCN), as well as industry groups like the New York State Association of Realtors (NYSAR), Hudson Gateway Association of Realtors (HGAR), and Long Island Board of Realtors (LIBOR) to push for resources and legislation to combat housing discrimination statewide. We’ve also signed the City of Yes letter and joined the Yes to Housing Coalition.

    Work with StreetEasy to create a healthier NYC rental market

    At StreetEasy, our agent partnerships are critical to better understand your needs and move our industry forward together. To that end, we connect with industry leaders who serve on the StreetEasy Agent Advisory Board throughout the year to discuss changes like the FARE Act. This allows us to better understand the impact of these policies on industry professionals, and how we can advocate for agents.

    We know there’s a lot of uncertainty surrounding the FARE Act and related changes. We want to hear your questions and concerns so we can shape the future of NYC rentals together. To connect with us and share your thoughts, please fill out this brief form.

    StreetEasy is an assumed name of Zillow, Inc. which has a real estate brokerage license in all 50 states and D.C. See real estate licenses. StreetEasy Concierge team members are real estate licensees, however they are not your agents or providing real estate brokerage services on your behalf. StreetEasy does not intend to interfere with any agency agreement you may have with a real estate professional or solicit your business if you are already under contract to purchase or sell property.

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