Buyers looking in the Financial District may want to consider the Fulton/Seaport area, sitting on the neighborhood’s eastern edge. Home to entertainment venues and plenty of restaurants, this micro-nabe offers river vistas and quick commutes to Wall Street and Midtown. While prices can often soar into the millions, there are some great modern units within six figures, like 90 Gold St. #21F. Our Deal of the Week is a 1-bedroom in the prime of the neighborhood, full of contemporary upgrades and storage space — and even its own private terrace.
Learn more about our Deal of the Week!
The price: $799,000
The median asking price for a home in the Financial District was $1.2 million this August, according to the StreetEasy Data Dashboard. That means our Deal of the Week is priced at about two-thirds of the median asking price for the neighborhood!
Buyers who put down a 20% down payment of $159,800 can expect to see monthly payments of $5,251. This includes a mortgage payment of $4,301 and maintenance fees of $950. This is about on par with the median rent for the neighborhood, which sat at $5,100 this August. Plus, monthlies cover electricity in addition to heat, gas, and water.
Why you’ll love it…
One thing this apartment isn’t short on: storage. Enter this renovated unit through a large foyer with a sizable double-door closet, perfect for storing coats and shoes. You’ll also find a huge walk-in closet in the dressing area between the bathroom and bedroom. This hallway also has ample space for a dresser or shelving, offering even more storage opportunities.
The living room features a full wall of windows and a glass door leading out to the private terrace. The outdoor space clocks in at 70 square feet, enough room for some outdoor lounge furniture and plants. There’s nothing like having your own slice of the New York outdoors to customize to your heart’s content! Back inside, a glass room divider separates the living and dining areas without blocking off the flow of light.
The separate kitchen has seating for two chairs, creating the ideal breakfast bar or even a work-from-home space. A suite of stainless steel appliances includes a full-size fridge, oven with range, and the cherry on top: a dishwasher. Gorgeous multi-color quartz countertops perfectly complement the white upper cabinets and wood lower cabinets, as well as the dark stone backsplash. Down the hall, the bedroom is large enough for a queen-sized bed in addition to other furniture. The bathroom features a spacious vanity, triple-wide medicine cabinet, and gold fixtures that give a modern flair.
This unit is located in a pet-friendly elevator building. Subletting is allowed with co-op approval, and parking is available in a garage accessible via the building. Transit-wise, the Fulton Street MTA hub is right nearby, giving access to the A, C, J, Z, 2, 3, 4, and 5 trains in addition to the PATH. The R and W are available at the City Hall stop, and the NYC Ferry at Pier 11/Wall Street is less than a mile away. The historic South Street Seaport is just a few blocks east, offering top-of-the-line eateries, the Pier 17 music venue, Brooklyn Bridge views, and access to the East River Greenway. In short, you won’t be short on things to do in this neighborhood.
…and why you might not
While the bedroom and living room are well-lit, there are no windows in either the kitchen or bathroom. The building is currently under renovation, which may mean noise, but also new hallways and laundry machines soon. So if you’re looking to buy in the Fulton/Seaport area of the Financial District at a six-figure price point, be sure to give this one a look!
Check out the listing at 90 Gold St. #21F, listed by Coco Dorneanu, Tiffany Ong, and Eric Bottomley of Argo Residential.
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