Renovation/Construction Loan?

Can anyone recommend a bank or source for a renovation/construction loan assuming the borrower has good credit? It seems nowadays a lot of places aren't lending anymore. The problem I'm facing is that the property I am trying to renovate is not habitable and vacant, and a lot of places require tenants to be in place in order to qualify for a loan. Only thing I can think of is a regular home equity line of credit or something like that. Does anyone know of any New York State programs or federal programs providing financing for renovation? It could be asset-backed since the property has no underlying mortgage or debt. Thanks for the help!