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It's back to 1994; We've deleveraged!

Started by Riversider
about 14 years ago
Posts: 13572
Member since: Apr 2009
Discussion about
The graph shows the DSR for both renters and homeowners (red), and the homeowner financial obligations ratio for mortgages and consumer debt. The overall Debt Service Ratio has declined back to 1994 levels - thanks to very low interest rates. The homeowner's financial obligation ratio for consumer debt is also at 1994 levels. http://www.calculatedriskblog.com/2011/12/fed-household-debt-service-ratio-back.html
Response by Riversider
about 14 years ago
Posts: 13572
Member since: Apr 2009

Quarter DSR FOR
Total Renter Homeowner
Total Mortgage Consumer

80q1 11.21 16.04 24.74 13.90 8.18 5.72
80q2 11.19 16.09 24.66 13.98 8.39 5.59
80q3 10.91 15.79 24.04 13.74 8.39 5.35
80q4 10.61 15.45 23.76 13.40 8.31 5.09
81q1 10.65 15.53 23.82 13.47 8.43 5.04
81q2 10.78 15.74 24.18 13.66 8.61 5.04
81q3 10.65 15.58 24.10 13.49 8.55 4.94
81q4 10.70 15.69 24.28 13.58 8.67 4.91
82q1 10.76 15.78 23.83 13.75 8.85 4.91
82q2 10.80 15.83 23.34 13.89 8.96 4.93
82q3 10.70 15.75 22.80 13.87 8.96 4.91
82q4 10.64 15.72 22.41 13.89 8.99 4.90
83q1 10.60 15.69 22.54 13.83 8.95 4.88
83q2 10.61 15.70 22.61 13.83 8.94 4.89
83q3 10.61 15.67 22.74 13.78 8.88 4.89
83q4 10.67 15.72 22.90 13.82 8.88 4.94
84q1 10.70 15.70 22.88 13.82 8.86 4.96
84q2 10.84 15.82 23.13 13.93 8.87 5.06
84q3 10.94 15.95 23.57 14.00 8.87 5.13
84q4 11.07 16.16 24.06 14.14 8.94 5.20
85q1 11.41 16.60 24.68 14.54 9.19 5.35
85q2 11.50 16.71 24.93 14.62 9.23 5.39
85q3 11.86 17.20 25.72 15.04 9.46 5.59
85q4 11.97 17.36 26.09 15.16 9.52 5.64
86q1 11.99 17.37 26.08 15.18 9.54 5.64
86q2 12.08 17.50 26.39 15.27 9.57 5.70
86q3 12.22 17.68 26.63 15.44 9.63 5.81
86q4 12.38 17.90 26.86 15.67 9.78 5.88
87q1 12.22 17.73 26.60 15.52 9.77 5.76
87q2 12.38 17.98 26.84 15.78 9.97 5.80
87q3 12.25 17.79 26.68 15.60 9.87 5.73
87q4 12.08 17.58 26.52 15.39 9.75 5.64
88q1 12.03 17.48 26.22 15.34 9.74 5.60
88q2 12.01 17.42 25.93 15.33 9.76 5.57
88q3 11.98 17.36 25.74 15.30 9.79 5.51
88q4 11.85 17.21 25.59 15.16 9.70 5.46
89q1 11.83 17.13 25.20 15.15 9.73 5.43
89q2 12.02 17.36 25.25 15.42 9.90 5.51
89q3 12.11 17.46 25.14 15.57 10.04 5.52
89q4 12.12 17.47 24.97 15.60 10.09 5.51
90q1 12.05 17.39 24.85 15.52 10.11 5.41
90q2 12.02 17.38 24.83 15.50 10.15 5.36
90q3 12.02 17.40 24.87 15.51 10.20 5.31
90q4 12.03 17.46 24.85 15.57 10.32 5.24
91q1 11.99 17.43 24.65 15.57 10.39 5.18
91q2 11.83 17.28 24.34 15.44 10.37 5.07
91q3 11.73 17.18 24.16 15.35 10.38 4.97
91q4 11.53 16.97 23.76 15.16 10.28 4.88
92q1 11.30 16.69 23.66 14.85 10.11 4.74
92q2 11.14 16.53 23.62 14.66 9.99 4.68
92q3 10.99 16.37 23.63 14.47 9.86 4.62
92q4 10.81 16.15 23.52 14.24 9.67 4.56
93q1 10.99 16.38 24.07 14.40 9.78 4.62
93q2 10.80 16.12 23.85 14.14 9.56 4.57
93q3 10.85 16.20 23.93 14.21 9.57 4.64
93q4 10.73 16.05 23.92 14.04 9.39 4.65
94q1 10.86 16.28 24.55 14.19 9.42 4.77
94q2 10.86 16.25 24.61 14.15 9.32 4.84
94q3 10.96 16.36 24.96 14.22 9.29 4.93
94q4 11.06 16.43 25.03 14.28 9.29 5.00
95q1 11.25 16.63 25.38 14.46 9.35 5.11
95q2 11.47 16.88 25.88 14.66 9.41 5.26
95q3 11.59 17.02 26.25 14.76 9.36 5.40
95q4 11.67 17.10 26.67 14.80 9.29 5.50
96q1 11.69 17.08 26.59 14.80 9.20 5.60
96q2 11.73 17.08 26.48 14.84 9.16 5.68
96q3 11.80 17.15 26.74 14.90 9.13 5.77
96q4 11.87 17.23 26.97 14.97 9.10 5.88
97q1 11.83 17.21 26.90 14.97 9.09 5.88
97q2 11.86 17.27 27.09 15.02 9.11 5.91
97q3 11.89 17.28 27.18 15.03 9.07 5.95
97q4 11.85 17.19 27.13 14.95 8.99 5.95
98q1 11.73 16.98 27.20 14.72 8.82 5.89
98q2 11.76 16.96 27.42 14.68 8.74 5.93
98q3 11.76 16.94 27.70 14.63 8.67 5.95
98q4 11.81 17.01 28.06 14.65 8.65 6.01
99q1 11.88 17.10 28.27 14.72 8.67 6.05
99q2 12.03 17.28 28.82 14.85 8.72 6.13
99q3 12.16 17.41 29.15 14.96 8.76 6.20
99q4 12.13 17.32 29.18 14.87 8.74 6.13
00q1 12.03 17.12 29.02 14.70 8.65 6.05
00q2 12.20 17.26 29.38 14.82 8.70 6.11
00q3 12.36 17.39 29.73 14.93 8.73 6.20
00q4 12.59 17.66 30.44 15.13 8.83 6.30
01q1 12.67 17.73 30.48 15.20 8.84 6.35
01q2 12.86 17.98 30.89 15.41 8.97 6.44
01q3 12.73 17.78 30.96 15.19 8.88 6.31
01q4 13.11 18.26 31.05 15.71 9.14 6.57
02q1 12.96 17.99 30.36 15.54 9.02 6.53
02q2 13.01 18.00 29.86 15.65 9.10 6.55
02q3 13.18 18.16 29.49 15.91 9.28 6.62
02q4 13.25 18.20 28.93 16.05 9.41 6.65
03q1 13.27 18.15 28.34 16.12 9.48 6.64
03q2 13.21 18.02 27.67 16.09 9.47 6.62
03q3 13.15 17.88 26.90 16.07 9.47 6.60
03q4 13.21 17.92 26.60 16.19 9.57 6.62
04q1 13.24 17.93 26.19 16.28 9.66 6.63
04q2 13.20 17.88 25.76 16.31 9.71 6.60
04q3 13.36 18.03 25.57 16.53 9.87 6.66
04q4 13.32 17.94 25.41 16.47 9.92 6.55
05q1 13.68 18.39 25.48 16.97 10.31 6.66
05q2 13.80 18.51 25.34 17.14 10.48 6.65
05q3 13.69 18.38 25.23 17.01 10.42 6.59
05q4 13.78 18.47 25.19 17.13 10.58 6.55
06q1 13.73 18.40 24.98 17.09 10.67 6.42
06q2 13.78 18.48 25.06 17.18 10.84 6.34
06q3 13.87 18.61 25.19 17.31 11.02 6.29
06q4 13.87 18.66 25.38 17.33 11.08 6.26
07q1 13.84 18.67 25.09 17.38 11.15 6.23
07q2 13.88 18.75 25.35 17.43 11.21 6.22
07q3 13.96 18.85 25.30 17.55 11.30 6.25
07q4 13.89 18.75 25.01 17.48 11.25 6.23
08q1 13.62 18.40 24.81 17.11 11.00 6.12
08q2 13.22 17.91 24.38 16.61 10.67 5.94
08q3 13.35 18.16 25.07 16.77 10.76 6.01
08q4 13.41 18.36 25.57 16.89 10.86 6.04
09q1 13.41 18.49 25.84 16.97 10.94 6.03
09q2 13.13 18.22 25.54 16.69 10.80 5.89
09q3 12.98 18.14 25.67 16.56 10.74 5.82
09q4 12.71 17.87 25.52 16.27 10.61 5.65
10q1 12.27 17.36 25.10 15.74 10.31 5.44
10q2 11.94 16.98 24.75 15.35 10.09 5.27
10q3 11.73 16.74 24.40 15.14 9.98 5.16
10q4 11.55 16.55 24.04 14.96 9.88 5.09
11q1 11.24 16.26 24.01 14.63 9.67 4.96
11q2 11.13 16.15 24.05 14.49 9.57 4.92
11q3 11.09 16.15 24.40 14.42 9.53 4.89

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