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Credit Reports

Started by Topper
almost 15 years ago
Posts: 1335
Member since: May 2008
Discussion about
What is the best way to find out your three credit scores? I think I tried a free method years ago and I was totally confused by the output. I'm willing to pay - I'd just like the output to be as simple to understand as possible. That said, if I have to contest anything, I'd like that to be as simple as possible as well. Thanks!
Response by West81st
almost 15 years ago
Posts: 5564
Member since: Jan 2008

We use the ITAC Sentinel service, for credit monitoring and identity theft protection. It's quite good, but might be more than you need.

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Response by w67thstreet
almost 15 years ago
Posts: 9003
Member since: Dec 2008

Let's see a self imposed # designed by the same idjiots that priced aaa tranche, that tells the bank how much credit noose you'll get. Flmaoz. Trying to beat oct 1?!.....

Should all Americans be able to buy whatever you want with credit? And why does my tax money go into allowing idjiots overspend? People no longer fear bankruptcy. Bring back 3 weeks jail time for deadbeats.

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Response by NYCMatt
almost 15 years ago
Posts: 7523
Member since: May 2009

"People no longer fear bankruptcy."

Actually, "people" fear bankruptcy more than businesses do these days.

In Corporate America, bankruptcy has actually become a common business "option".

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Response by front_porch
almost 15 years ago
Posts: 5322
Member since: Mar 2008

If you are in the process of buying, your mortgage broker can pull the scores for you. If you are not in the process of buying, you can get a report from one of the credit companies, and go through it. I guess if you want all three you could buy all three -- either from the companies themselves or through an aggregator like MyFico -- but I've found that even trying to correct one is a substantial job.

ali r.
DG Neary Realty

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