Trends in co-op liquidity requirements

Speaking strictly for UES co ops east of 3rd. I have not seen any changes. Rather have heard of more selective enforcement of the liquidity guidelines when demand increased. Typically, 24x mortgage/maintenance is common. Buildings like 207 E74th claims a 5x requirement, but really like to use the requirement against people they have bias against. Situations with high liquidity requirements take at least twice the time to sell so I would pay a discount in price for higher standards or you will pay for it when you sell.

east cider--out of curiosity which buildings were you seeing a change in liquidity requirements?

From my experience, co-ops that requires 35% down payment (i.e 65% financing) also require one to have at least the price of the apt in liquid assets after down payment. i.e one must have cash and securities worth 1.35 times the price of the apt. I often find this quite harsh.