Landlord and home Insurance
Started by MattThompson
over 12 years ago
Posts: 92
Member since: Mar 2013
Discussion about
Does anyone have an insurance company they can recommend? I have had quotes from State Farm and Chubb but have heard that Chubb has a better turnaround time for claims. Has anyone tried Allstate or other insurance companies out there?
Allstate is great.
I have Chubb. I have never had a claim with them but from what I have been told and read (including threads on this board), if you actually do file a claim, Chubb pays it quicker and does not try to "weasel" out of paying the claim the way other insurance companies often do. They show up and say "Yes, you had a loss, here is your check" and do not try to short change you. Hopefully I will never find out if that is true or not, but from what I read, everybody agrees that Chubb is the best to deal with. Of course that comes with a price.
I too have Chubb and have never filed a claim. By reputation only, I've heard they are great a claims settlement and processing.
Thanks all, I am going with Chubb.
So, assuming identical terms and conditions from Chubb and Allstate, what was the % price difference between the two? (so we can estimate the premium for 'great claims & settlement processing').
IIRC, about 80%