Board Approval Process for Kew Gardens Co-ops

Although some neighborhoods in NYC are known for strict or less strict co-ops, overall it's tough to generalize. Financial requirements vary by building. Are you aware of the debt to income requirements of co-ops as well? This explains the D/I and post-closing requirements for coops in NYC: https://www.hauseit.com/how-to-make-an-offer-on-a-co-op-apartment-in-nyc/

Just curious, is there some reason why you think your buyer's agent wouldn't be telling you the truth? Maybe he/she is just trying to prepare you mentally for a typical co-op's financial requirements. You should ask him/her to confirm the exact building requirements for each co-op you are actually interested in!