Part-time Super

30 hours a week sounds like a lot for a building that size.

Plus is it him or possibly entire family? Your insurance broker could give you a ballpark. Also price catastrophic coverage high deductible.

Given that the building has no income, and no other employees, there is no cost or tax benefit to you being in the business of providing health coverage, rather than the super purchasing it from one of the exchanges him or herself. This is nothing more than a pay increase, it just depends on who you pay.

The cost of offering health care is surprisingly substantial for small businesses.
If you are considering it you may want to offer him 2 choices - wage with healthcare added, or new higher wage without it.

For our building the wage difference was easily $5-8/hr difference.
We even had a staff member threaten to walk because we had been giving him healthcare he didn't want and he just wanted the higher wage. From his perspective the wage difference was more important and he'd rather go buy some healthcare on an exchange with the difference.

Did that change your liability insurance rate?