Impact of a guaranteeing an apartment on credit report

Running a credit report does have an impact on your credit score, but very very marginally.

Your guarantee, just like your sister's primary rent, will appear nowhere on your credit report and will have no impact on anything, unless of course she runs off.

You can run your own full 3 bureau credit report and credit scores. I recommend that if you are going to be applying for a mortgage in a few months just to check on accuracy, the quality of your score, etc. But it is likely that any reasonable landlord would take a recent (within 30 day) copy of your own self-run credit report as sufficient enough without him running it for you. It'll also be cheaper. AND, when you run your own credit report, it has NO IMPACT on your score like a third party running it would.

a. will have a major impact on your ability to obtain a mortgage depending on your assets
b. running a credit report will show minimal impact on credit score. Your charge cards check your credit every 1-3 years on a normal basis.

csn -
wrong on a
wrong on b

wtf, you have bad advice already on this board on macro issues that require judgment - see stevejhx vs. petrfitz

and then even on simple factual matters there's still bad advice being given.

No

Mr. Chow--

Did you ever get your deposit back/renegotiate on that new dev? Inquiring minds want to know...

^^^ references the following thread:

http://www.streeteasy.com/nyc/talk/discussion/5205-how-to-negotiate-a-price-cut-on-an-apartment-in-contract

Bramstar -- The developer hasn't breached nor delivered yet, but time will tell. we're trying to be pro-active regarding our ability to renegotiate, and have made a few proposals to the developer -- we haven't heard anything back as of yet.

Regarding my sister, I think unmanned's advice sounds reasonable. thanks very much for you help.

thank you. where is the best site/source for obtaining a credit rpt?

I would use myfico.com - it will pull from all three credit bureaus and give you the score for each of them.