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StreetEasy Discussions
Where New Yorkers come together to discuss real estate
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Financing
No income verification loans are back?!
Updated about 16 years agoI heard that no income verification loans are back. Is that true? If yes do you know which bank/agency is offering them? Thank you -
Financing
pre-approval vs pre-qualification
Updated about 16 years agoIn theory, pre-approval should place a buyer much higher up the food chain, closer to a cash buyer and should help send a signal the buyer is serious. According to a... -
Financing
Refinance Condo Insurance
Updated about 16 years agoI am in the process of refinancing my condo with Citi. My current mortgage (5 years into a 30 year) is also with Citi The underwriters say that I need to increase... -
Financing
Will wife's mortgage on a house affect husband's ability to get a mortgage on new house if the new house will be in his name?
Updated about 16 years agoMy husband and I are looking to buy a house. I recently left my job to work on my own, with a reasonable expectation of making 2X as much as before. The problem is I... -
Financing
No income verification mortgage
Updated about 16 years agoDoes anyone know of a bank other than Emigrant that would do no income verification cash out option (mortgage or home equity line) on NYC coop apt. I am looking to... -
Financing
Is credit returning?
Updated about 16 years agoI just called for a Platinum credit card offer I got. They are offering 12 months with no intrest and I figured I would consolidate some cards. I asked some... -
Financing
City Unemployment Rises to 10.3 Percent
Updated about 16 years agoNew York City’s unemployment rate rose to 10.3 percent in September as summer jobs programs ended and businesses that usually add staff in the fall held off on...