Banks that offer mortgages for HDFC building

It is extremely important to be sure a bank does hdfc! And not easy to find out. My first question to an agent at TD Bank was, "do you do hdfc?" He said "Yes, of course". It took 4 months of getting the run-around from them before I found out that it wasn't true. It's simple: your choices are Chase or Citi, _maybe_ BofA. Otherwise, you are wasting your time. Much much better if your building is currently approved at the bank. Approvals of a building generally last only one year. If the building has ever been approved by the bank, that's good, but current approval is much better.

Unfortunately, the limited choice means you probably won't get the best rates on the market. But don't try to fight it. It's that or nothing. I wish I knew then what I am telling you now.

many of these assumptions are false

hdfcs are not different than any regular coops. the reason some banks denied some hdfc mortgage application is because certain hdfcs' finance are very bad due to a great portion of original owners deadbeat from monthly maintenance, and those buildings normally don't have any asset, even a big liability

Have you tried SONYMA. It lends to 98% to first-time homebuyers

be a good citizen, DO NOT try SONYMA or FHA loans, those are the evil crap that lead to the housing crisis in other areas of the nation. don't throw shit to your neighbors!!!