Lincoln Terrace

the board process, sadly, is unusually strict for a building at that price range. Unclear if it's because the listing agent is one of the owners (and/or on the board) for a lot of the apartments. She told us that it's usually 25% D/I and at least 24 months of liquid. What's more frustrating is that they don't allow ARMs. This made me rule out this building.

Doormen, lobby, and building seems to be maintained well. Many of the units had balconies and the building was close to subway. Board seem standard with at least 24 months of mortgage+maintenance post closing.

Agent that has most of the listings in the building came off as rude which was the only turn off.

I heard from a listing agent the building doesn't allow sublets, which may explain why the prices seem a bit lower than nearby co-ops.

Listing Agent was extremely helpful and knowledgable

Thus building does allow arm

As per the building specialist, the left over liquidity depends on the buyer qualifications