homeowners insurancE?

It's typical that buildings require 1 to 5 million of insurance for contractors actually doing the renovation. Are they requiring that you maintain one million of homeowners insurance indefinitely?

they require 1 mil liability insurance, that's pretty typical and the premium should be only several hundred bucks a year (which also covers your personal property) for such a small apt.

the contractors should have their own builder's liability insurance

I'm subletting a studio coop that requires me to have $1 million liability insurance, if that helps.

best pricing i found is through state farm

about how much is such a policy?

just call and get a quote - it depends on what you ask for. just call - not hard and you will get a number.

any paricular person you recommend working with at State Farm. Just call the general number? Thanks.

they are talking about contractor liability insurance. have your contractor fax his over