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StreetEasy Discussions
Where New Yorkers come together to discuss real estate
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Financing
the mortgage interest deduction, changes ahead?
Updated about 15 years agoany opinions on this? i see 2 changes coming soon: * a restriction to only 1st residencies * an income restriction so that it only benefits those with household... -
Financing
Walk Away From Your Mortgage!
Updated about 15 years agoNYTimes is officially endorsing walking away. This might not be relevant for NYC NOW but it might be when prices fall another 20-30% <a rel="nofollow"... -
Financing
Fannie Mae 30% down requirement for a Walkup
Updated about 15 years agoA broker told me the other day that fannie mae requires 30% down on a coop if it is a walkup. Is this correct? -
Financing
30 year fixed vs 15 year fixed
Updated about 15 years agoI was quoted 4.375 for a 30 year fixed and 3.875 for a 15 year fixed a few days ago. Conforming, no points. I would be using this loan to purchase a place that I plan... -
Financing
Multi-year plan to buy
Updated over 15 years agoHi gang, I'm looking for advice from the more experienced users here about how to prep financially to buy in Manhattan in ~2 years. Just to simplify discussion, let's... -
Financing
Time-Saver Program
Updated over 15 years agoI'm thinking of refinancing my home loan with the same lender that originated the loan and came across one of their programs which is called "Time-Savers Program". The... -
Financing
Loan modification
Updated over 15 years agoI have a second home where a 7/1 ARM will adjust early next year. My lender (Citi) has just offered me a loan modification of either 5 or 10 years essentially...