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StreetEasy Discussions
Where New Yorkers come together to discuss real estate
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Financing
Addiction to debt
Updated over 16 years agoBut perhaps no country in the world was more addicted to debt than the U.K. By the end of 2008, the average British household had a debt-to-income ratio of 180%... -
Financing
Renting is ALWAYS financially more beneficial over time than owning
Updated over 16 years agoNo matter how you slice it, renting is ALWAYS financially more beneficial over time than owning. Let's make some financial assumptions that are borne out by decades... -
Financing
Developer Financing for New Development
Updated over 16 years agoHi! We're buying in a new development where the seller/builder is going to cover our closing costs if we go with their preferred lender. This is a substantial amount... -
Financing
Obtaining multiple mortgage rate quotes
Updated over 16 years agoIs it common practice and advisable to put through applications with both a mortgage broker and a directly with a bank to better determine if we're getting a good rate... -
Financing
What's it take to finance a new condo?
Updated over 16 years agoAnyone out there recently closed on a new condo? What's the financing situation? Is the requirement 70% under contract? Is a 20% down payment sufficient? I... -
Financing
Please help me with the math !
Updated over 16 years agoIf instead of refinancing in 4 or 5 years, i decide to purchase a $500,000 property with 20% down on a 30 Y mortgage and make 14th monthly payments/year. By how many... -
Financing
30yr fixed rate mortgage and fannie mae pricing
Updated over 16 years agoI am looking at a NYC Co-op, 20% down payment, FICO Score>740, purchase price $750k. Any experts know what can I expect for a 30yr fixed rate mortgage? Does the...