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StreetEasy Discussions
Where New Yorkers come together to discuss real estate
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Financing
Mortgage by 1 Owner of Co-Owned Apartment
Updated almost 13 years agoI have a co-op jointly owned (all equity) by my wife and her mother and we would like to take out a first mortgage solely in my wife's name. I imagine the mom will... -
Financing
Eliminating Mortgage Interest Deduction
Updated almost 13 years agoDoes anyone have any thoughts on how lenders would react if Congress eliminates the Mortgage Interest Deduction? We are considering a contract for a new construction.... -
Financing
Re-Fi Costs
Updated about 13 years agoI am looking to refi my co-op mortgage. Astoria Fed just quoted me a closing cost of 3,000 - 3,500. This sounds crazy since my outstanding loan is less than 200k. ... -
Financing
Are Lenders Moving Too Slowly for Recovery?
Updated about 13 years agoAll-time low mortgage rates, coupled with belief that the economy is finally recovering, have caused an increase in the demand for home loans and refinancings. In... -
Financing
10% down on investment property
Updated about 13 years agoI am hearing it is impossible to buy a condo in manhattan, as an investment property, with only 10% down. You would need at least 20% (which I find annoying). True ? -
Financing
AMT and mortgage interest deduction
Updated about 13 years agoWe are growing our family and are running out of space in our one bedroom apartment. My current mortgage is about $400K on the one bedroom apartment. Does it make... -
Financing
Benanke We need more sub-prime!
Updated about 13 years agoI believe that tight credit nevertheless remains an important factor as well. The Federal Reserve's Senior Loan Officer Opinion Survey on Bank Lending Practices...