Rent-to-own in Financial Dist

75 Wall does but I doubt for less than $2500/month. Last I heard (which was this summer) you paid them roughly market rent on a place and at the end of a year, if you bought the place you got 100% of the rent back.

I do not know where interest rates will be in 12 months, but people using this option should be cautious. You may rent to own, but if interest rates rise then you may ultimately save nothing when factoring in the long-term higher cost of your financing. Also, if rates rise, certainly you can try to negotiate for a lower price, but the developer is actually disincentivized to lower the price then, knowing your predicament (there may be other factors why the developer does negotiate but this factors against it).

Similarly, buildings that previously offered pricing guarantees are something that current buyers should be very wary of as, all other things being equal, the developer is disincentivized to lower some current prices if it means give backs for prior sales, effectively a multiplier on a price reduction.