Mortgage Broker

Rolan Shnayder myhomebanker.com (646)421-2246

This guy is a real pro. I recommend him highly.

realdeal, why dont you try a few brokers, and shop the banks yourself as well. just dont pay anyone any money until after you signed your loan package.

I'd say it depends on how plain vanilla/safe your situation is. The harder it is, the more a mortgage broker can use relationships/knowledge to find a willing underwriter.

The only time I ever talked to a mortgage broker was at the behest of a friend and he immediately wanted to run my credit.

I think I talked to 4-5 banks directly and Wells Fargo was so far below the others, just went with them. At the time they said they were getting so many refis they needed more initial purchases to balance their book out.

Mortgage Broker and real estate broker here, in business over twenty years, personalized service.

Feel free to email or call.

Ellen Silverman
esfundingco@aol.com
212-786-9682
www.esfunding.instantlender.com

Call Tony Jao. Extremely ethical, can achieve the impossible in terms of loan complexities & timing.

Tony Jao
Assistant Vice President/Regional Sales Manager
Residential Mortgage Division
STERLING NATIONAL BANK
31 West 27th Street - 7th Floor
New York , NY 10001
O: 212-575-7046
F: 516-570-4641
tjao@snb.com
NMLS #7536

Shopping is good. But don't just shop the banks. I also once thought that if you go with Wells, BoA, Citi or Chase the banker didn't really matter; it does. Get the wrong person at even one of these big banks and it will make an already onerous process a potential nightmare. Get a good recommendation from someone you know whom has actually used the services of either the banker/broker.

We have recently learned that the various groups at banks can have differing levels of information regarding a building. So one banker may say they have to re-qualify the building another at the same bank may tell you the building status is good for 4 months (real recent story with Wells).

You need a mortgage banker/broker that will follow through once your loan gets in the hands of the underwriting department and who will also make sure it gets submitted correctly.

Keith Burkhardt
The Burkhardt Group