small coops- must the super be bonded and insured?

The size of a co-op or apartment building has no bearing on whether someone falls off a ladder nor does it cap the amount someone can sue for.

thank you truthskr10-
are those suits covered by standard building insurance, do you know? what about a super who ONLY takes out the garbage to the curb- no ladders, 3 steps outside from the garbage bins to the sidewalk,... ???

I would NOT use any maintenance person who is not bonded and insured. What if he trips and falls during those three steps to the garbage can? Or slips and breaks an ankle? Or cuts himself on someone's discarded tuna can? Or a brick falls on his head? Keep in mind some insurance policies wouldn't cover your claim if the worker isn't bonded/insured.

No elee, you specifically need workman's comp.
(even if he carries out a feather once a month)

Im surprised really really small co-ops dont form some sort of co-op co-op with neighboring buildings for services, and spread the costs a little better. Im sure it could get rather complicated but there has to be a way and substancial value savings to partnering with 1 or 2 neighboring buildings for a super, group building insurance, managing agent, etc.