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StreetEasy Discussions
Where New Yorkers come together to discuss real estate
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Financing
loan occupancy requirement for primary residence
Updated about 10 years agoAs far as I know, banks generally require you occupy your primary residence at least one to two years after loan closing. But my bank told me they don't have minim... -
Financing
Pre-file UCC-1 for NYC Coop Refinance
Updated about 10 years agoHi Everyone. Anyone know what code gives the bank the right to pre-file a UCC-1 for a mortgage refinance for an NYC coop? I'm trying to identify the specific legal... -
Financing
Need help finding lender
Updated over 10 years agoWant to do a 65/35 cash out refi on a non-warrantable investment condo. Will anyone do this? Thanks for any answers. -
Financing
Mortgage for primary residency with renovations
Updated over 10 years agoI'm in contract for a coop in Manhattan that needs a gut renovation. It is going to be my primary home, but I don't intend to move in until the gut reno is complete.... -
Financing
Looking for a lender - co-op as an investment
Updated over 10 years agobought an apt in a co-op building a year ago. Now I'm interested in buying another apt in the same building. The seller will only sell me if I rent it back to him for... -
Financing
Wells Fargo Second Appraisal
Updated over 10 years agoHas anyone had the experience of Wells Faro requesting a second on a mortgage? Agent is saying it is due to the size of the loan, but I've never head of this. -
Financing
New Freddie and Fannie Programs with low DP
Updated over 10 years agoHas anyone taken advantage or know of anyone who has begun using F and F new programs that allow low down payments as little as 3% in NYC? I pay 7K in rent and have...