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StreetEasy Discussions
Where New Yorkers come together to discuss real estate
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Financing
Mortgage Broker or Lender direct?
Updated over 13 years agoHi, What is the general opinion with regard to talking to a mortgage broker or lender directly to get financed ? While the first option cuts the middleman, the... -
Financing
Annual Income & Over-Time
Updated over 13 years agoI am a hoping to be a 1st time home-buyer. I have immaculate credit; cash for downpayment @ 20% & 2 years of reserves. I worked on Wall St for 20 years, got laid... -
Financing
LOAN towards a COMMERCIAL PROPERTY
Updated over 13 years agoDoes anyone know a good mortgage broker specialized in Commercial properties? Thanks -
Financing
Investment property mortgage rate is too high?
Updated over 13 years agoI am about to buy an investment property. I own a home in Hoboken NJ, but work in Manhattan. A broker told me it could be seen as a home cuz I am working in Manhattan,... -
Financing
2nd appraisal came in low
Updated over 13 years agoso my wife and i have been in contract for 8 months and had to order a new appraisal. it took forever for the building to get the CO... anyhow, the original appraisal... -
Financing
Mortgage on a partially rented property
Updated over 13 years agoIf I bought a small rental building and lived in the upper 3 floors of a 5 floor residence (first 2 floors rented out), how does the mortgage work? Is it a... -
Financing
Sponsor unit in condo conversion
Updated almost 14 years agoI'm interested in purchasing a condo in a condo conversion building. The sponsor currently own 90% of the units with the intention to sell the rest of it in the near...