Liability Insurance Options

Don't you also need HO's insurance as well since you normally buy the two together. You can search this forum and generally you have the companies you see on TV such as Allstate, Statefarm, Geico that are cheaper but may potentially screw you when you need the coverage. Then you have the higher end such as Chubb and AIG. You should do some research before deciding since you probably don't want to cheapest premium as it may not cover what you need.

Call Pam Brenner - she's an insurance broker who specializes in condo/co-op policies.

Pamela Brenner
Cohen Partners, LLC
104 West 40th Street Suite 1001
New York, NY 10018
201-486-5629 Mobile
212-661-0465 x214 Office
212-661-0538 Fax
pbrenner@cpinsurance.com
www.cpinsurance.com

Dan Gotlieb
Digs Realty Group
www.digsrealtynyc.com

When 9/11 happened, my apartment was about 4 blocks from ground zero, my windows faced the World Trade Center. I had Allstate insurance. They were the only insurance company that reimbursed me for my damages woithout questioning anything.

Please call Kevin Schaefer: https://agents.allstate.com/kevin-schaefer-new-york-ny.html

Ellen Silverman
E. S. Funding Co.
Licensed real Estate Veoker, licensed mortgage broker since 1990

Corrections: without, broker

The condo/co-op policy you purchase will have a certain amount of liability insurance, typically up to $0.5M. If you want more, which you should if you have assets to protect, you should also get an umbrella policy, which is very inexpensive if you have home owner's and auto. I have had All State, State Farm and now Metlife. The company that's the cheapest doesn't remain the cheapest. Shop around now and whenever your premium spikes.

I used Geico and literally saved 50% on my co-op insurance. I previously used Traveler's which I loved, but I had too many claims so they dropped me.

I was shocked how cheap Geico was especially since I'm probably blacklisted due to my past claims. I am still saving 50%!!