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StreetEasy Discussions
Where New Yorkers come together to discuss real estate
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Financing
How do I calculate my effective rent as an owner?
Updated over 5 years agoLet’s say I pay $1800 a month in mortgage and $1100 in maintenance. The co-op tells me per share deductions in 2019 were: Interest $16 Real Estate tax/Gross... -
Financing
Will hotels cause a 2008 style meltdown?
Updated over 5 years agoThe 2008 Financial Crisis happened when "Big Capital" took on risky loans and those risks occured. If hotels implode and take these huge REITS with them, what happens... -
Financing
money transfer hacking
Updated over 5 years agoHi, As we think more about an actual closing on our condo, I wonder about those money transfers that can be hacked. My last one took 2 weeks to transfer from our... -
Financing
UCC Fixture Filing vs Blanket Mortgage
Updated almost 6 years agoJust came across something I haven't seen before, but it looks interesting. I was trying to discern amount of underlying coop mortgage (blanket mortgage) on a... -
Financing
Unconventional Mortgages Make a Comeback
Updated almost 6 years agoAre these non-conforming mortgages a good thing for the market? <a rel="nofollow"... -
Financing
Lowest mortgage rates
Updated almost 6 years agoWho has the lowest mortgage rates these days for NYC co-ops? Looking $1-1.5mm price range, 70-80% financing, good income / assets / credit. 30 year fixed or 10/1 ARM.... -
Financing
Post Closing Liquidity
Updated almost 6 years agoI'm curious about how much post-closing liquidity the board at The San Remo and The Beresford require. I'd heard that UWS is more lenient than UES, in general, but...